Effective Date: Mar 1st 2026
These Terms of Service (“Terms”) govern your use of MyITINCredit.com (the “Website”), which is owned and operated by Simply Approved Corporation (“Company,” “we,” “our,” or “us”).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
1. Nature of Our Website
MyITINCredit.com is a marketing and referral website owned by Simply Approved Corporation.
We promote credit monitoring services provided by third-party companies, including MyFreeScoreNow.com, through an affiliate relationship.
We are not:
-
A credit bureau
-
A consumer reporting agency
-
A lender
-
A financial institution
-
A credit repair organization
We do not generate credit scores, issue credit reports, make lending decisions, or guarantee financial outcomes.
2. Third-Party Services
When you click links to enroll in credit monitoring services, you are redirected to third-party websites.
All services, billing, data collection, and account management are handled by the third-party provider.
Your relationship for credit monitoring services is solely between you and the third-party provider.
We are not responsible for:
-
Billing disputes
-
Subscription management
-
Data accuracy
-
Service interruptions
-
Credit score calculations
-
Credit approval decisions
You agree to review and accept the third-party provider’s Terms and Privacy Policy before enrolling.
3. No Financial or Legal Advice
The information on this Website is for informational and educational purposes only.
Nothing on this Website constitutes:
-
Financial advice
-
Credit advice
-
Legal advice
-
Lending advice
You are solely responsible for your financial decisions.
4. Subscription Disclosure
Any subscription pricing or promotional offers displayed on this Website are subject to change by the third-party provider.
If you enroll in a subscription, billing and renewal terms are governed by the third-party provider’s agreement.
We do not process payments for credit monitoring services.
5. Use of Website
You agree not to:
-
Use the Website for unlawful purposes
-
Attempt to interfere with Website functionality
-
Attempt to gain unauthorized access to systems
-
Use automated tools to scrape content
We reserve the right to restrict or terminate access at any time.
6. Intellectual Property
All content on this Website, including text, graphics, logos, design, and layout, is the property of Simply Approved Corporation unless otherwise noted.
You may not reproduce, distribute, modify, or republish content without written permission.
7. Disclaimer of Warranties
This Website is provided “as is” and “as available.”
We make no warranties, express or implied, including:
-
Accuracy of information
-
Availability of services
-
Fitness for a particular purpose
-
Non-infringement
We do not guarantee that:
-
Credit scores will improve
-
Monitoring alerts will prevent fraud
-
Financial approval will occur
8. Limitation of Liability
To the fullest extent permitted by law, Simply Approved Corporation and MyITINCredit.com shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to the use of this Website or services promoted on this Website.
Because this Website provides informational content and links to third-party services, Simply Approved Corporation does not assume responsibility for any financial decisions, credit outcomes, or services provided by third-party companies.
In all cases, the maximum liability of Simply Approved Corporation shall not exceed the amount paid by the user to access the Website, which is typically zero.
9. Indemnification
By using this Website, you agree to indemnify, defend, and hold harmless Simply Approved Corporation, MyITINCredit.com, and their owners, officers, employees, and partners from any claims, damages, losses, liabilities, or expenses arising from:
-
your use of the Website
-
your violation of these Terms
-
your reliance on third-party services referenced on the Website
10. Arbitration & Class Action Waiver
You agree that any dispute arising out of or relating to these Terms or your use of this Website shall be resolved through binding arbitration.
You waive the right to:
-
File a lawsuit in court
-
Participate in a class action
-
Have a jury trial
Arbitration shall be conducted in accordance with the rules of the American Arbitration Association.
The arbitration shall take place in the state where Simply Approved Corporation is registered, unless otherwise required by law.
11. Governing Law
These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of Wyoming, without regard to conflict-of-law principles.
12. Termination
We may terminate or restrict access to the Website at any time without notice for any violation of these Terms.
13. Changes to Terms
We reserve the right to update these Terms at any time.
Continued use of the Website after updates constitutes acceptance of the revised Terms.
14. Contact Information
Simply Approved Corporation
1821 Logan Ave
Cheyenne, WY 82001-5007