Affiliate & Advertising Disclosures

Last updated: May 18, 2026

In compliance with the U.S. Federal Trade Commission's 16 CFR Part 255 ("Guides Concerning the Use of Endorsements and Testimonials in Advertising"), this page discloses our material connections to companies whose products or services appear on the Site.

1. Affiliate relationships

MyITINCredit.com participates in affiliate programs operated by:

• MyFreeScoreNow (credit reports, monitoring, identity protection)
• CreditBuilderCard.com (credit-builder cards)
• CreditCardBroker (credit card offers)
• TheITIN.com (ITIN application service)
• Wise (banking accounts)
• Impact, CJ, and Partnerize affiliate networks

When you click a partner link and complete a qualifying action (sign-up, purchase, application), we may receive a commission at no additional cost to you. This compensation supports the free educational content we publish.

2. Editorial independence

Affiliate compensation does not determine our editorial recommendations, the order of content, or which government sources we cite. Citations to the CFPB, FTC, IRS, SSA, Federal Reserve, OCC, AnnualCreditReport.gov, USA.gov, and VantageScore are unsponsored and selected purely for accuracy and authority.

3. Not a consumer reporting agency

We are not a credit bureau, consumer reporting agency, or credit repair organization. Reports and scores are provided by MyFreeScoreNow directly under their own license and consumer agreement.

4. No guarantee of approval or score change

Score improvements, loan approvals, and mortgage qualifications depend on many factors. Past testimonials and case studies are representative — individual results vary.

5. Testimonial disclosure

Customer testimonials reflect real experiences shared by members and partners. Members were not compensated for testimonials. Where a photograph or representative likeness is used, this is disclosed.

6. Sponsored content

Where any individual article or section is sponsored or otherwise materially influenced by an advertiser, it will be clearly labeled "Sponsored", "Paid Partnership", or equivalent. As of the date above, no such content exists on the Site.

7. State licensing

Simply Approved Corporation operates nationwide in compliance with applicable state advertising and consumer-protection laws. We do not offer credit repair services in any state.

8. Questions

Email support@myitincredit.com with the subject "Disclosure Question".

Questions? Email support@myitincredit.com.